Attention homeowners in Jefferson and Ashe County: Get an Appraisal today!
Here are the top 7 reasons NC homeowners call on Parkway Appraisals:
Own a house in or near Jefferson, NC and need help determining the value of it?
At Parkway Appraisals, we understand the individual needs of a consumer after appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are experts in helping folks just like you delete unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is going down. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Parkway Appraisals is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Parkway Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Parkway Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.