Attention homeowners in Jefferson and Ashe County: Get an Appraisal today!
Here are the top seven reasons NC homeowners call on Parkway Appraisals:
Need help determining the value of your home in or near Jefferson, NC?
We at Parkway Appraisals understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
PMI Removal Appraisals
A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're qualified in helping clients just like you remove unnecessary PMI insurance.
Challenge Ashe county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that's going down. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Parkway Appraisals is your strongest weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. A professional appraisal from Parkway Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? Parkway Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Parkway Appraisals can help you with that. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.