Need an appraisal in Jefferson or Ashe County?
See the top 7 reasons why NC homeowners call on Parkway Appraisals:
Need help deciding the price of your home in or near Jefferson, NC?
We at Parkway Appraisals understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Parkway Appraisals, we're qualified in helping customers just like you do away with unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other properties close to yours. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Parkway Appraisals is your #1 weapon.
HELOC recently frozen?
If your property is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Parkway Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Parkway Appraisals offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Parkway Appraisals can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.