Appraisal services for Jefferson and Ashe County homeowners
The top 7 reasons NC homeowners hire Parkway Appraisals:
Do you own a home in or near Jefferson? Do you need help determining the value of your real estate?
We at Parkway Appraisals understand the particular needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. Being a homeowner that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Parkway Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experienced in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.
Challenge property tax assessments
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Parkway Appraisals is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Parkway Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd wish to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Parkway Appraisals offers field reviews where we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.