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Attention homeowners in Jefferson and Ashe County: Need an appraisal?

See the top seven reasons NC homeowners order from Parkway Appraisals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Ashe county's assessment of your property
  3. To cut your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Do you own a home in or near Jefferson? Do you need help deciding the price of your real estate?
Contact Parkway Appraisals.

We at Parkway Appraisals understand the particular needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping consumers just like you get rid of unnecessary PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Parkway Appraisals is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Parkway Appraisals can provide you with a professional appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? An appraiser from Parkway Appraisals can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Parkway Appraisals can We can assist you. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.