Attention homeowners in Jefferson and Ashe County: Need an appraisal?
The top seven reasons NC homeowners hire Parkway Appraisals:
Need help determining the price of your home in or near Jefferson, NC?
At Parkway Appraisals, we understand the individual needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Parkway Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.
PMI Removal Appraisals
An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Parkway Appraisals, we're experts in helping homeowners just like you abolish unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Parkway Appraisals is your chief weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be annoying from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Parkway Appraisals can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Parkway Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Parkway Appraisals can help you with that. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.