Attention homeowners in Jefferson and Ashe County: Need an appraisal?
The top reasons NC homeowners order from Parkway Appraisals:
Need help deciding the price of your house in or near Jefferson, NC?
We at Parkway Appraisals understand the unique needs of a homeowner in need of appraisal services. Our regular business clients get the appraisal process and the usual reporting formats. Being a regular consumer that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Appraisals to cancel PMI
A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping consumers just like you get rid of unneeded PMI insurance.
Challenge property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Parkway Appraisals is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be troublesome from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Parkway Appraisals can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Parkway Appraisals can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.