Attention homeowners in Jefferson and Ashe County: Get an Appraisal today!
See the top 7 reasons why NC homeowners order from Parkway Appraisals:
Own a house in or near Jefferson, NC and need help determining the value of it?
We at Parkway Appraisals understand the individual needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Parkway Appraisals is experienced in helping clients just like you rid themselves of unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from Parkway Appraisals is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Parkway Appraisals can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.